Energy Efficient

Because energy-efficient house plans require less money to operate, many lenders now offer energy-efficient mortgages (EEMs). EEMs typically have lower points and allow for the stretching of debt-to-income ratios. State and local government energy offices can be contacted for information on region-specific financing. In the end, your energy-efficient house will provide you with superior comfort and lower operating costs, not to mention a higher real estate market value.